Tag: Unsecured debt
Loans: Why You Shouldn’t Be Afraid of Getting One
Whether you are thinking about buying a new car or some property, chances are that you will need to borrow some cash to cover your expenses. For some people, the mere thought of getting into debt is stressful as they worry about heavy interest, never-ending payments and harsh phone calls from the lender. With the […]
3 Secured Credit Cards to Rebuild Your Credit
Secured credit cards are the option that shows lenders that you have learned the art of tackling those plastic cards in your wallet. Financial mistakes are quite common and we know that to “err is human“. You might have accidentally failed to pay the minimum balance or fell behind the utilities. But in every case, […]
How to Use Personal Loans to Your Advantage as a Student
Students often experience a gap between the amount of financial aid that they receive and the amount that they need to make it through the school year. Short-term personal loans help provide the solution for students with needs that are not covered by grants or scholarships. These short-term loans can provide students with the funds […]
Save Money Calculating Your Finance Package with a Car Finance Calculator
When you take out a loan, you will need to pay a set interest rate for the duration of the agreement. This will increase the amount that you need to borrow and you may be surprised to find that you add-on thousands to your car finance. You can save this shock and your money by […]
Women Use Payday Loans More Than Men.
Everyone has ever had financial problems. A payday loan is a fast and easy solution to your problems. Such loans cover your contingencies before next pay-check. Short-terms loans are very useful, even for people with bad credit. That’s why payday loans became very popular nowadays. More and more people rely on them. According to Pew’s […]
What Do You Mean by a Secured Credit Card?
Secured credit cards are another very popular breed of credit cards. Secured credit cards, as their name suggests, are secured. Well, they are secured for the credit card supplier, really. Secured credit cards require you to open an account with the credit card supplier and maintain some cash balance in that account. This cash balance […]
Managing Money for Times Ahead
Personal liquidity is a measure of how much cash you can hold or easily access. If you have a large saving account, you are highly liquid. If your money is tied up in investments such as a house or a car, or you are paying off any mortgages, you have a low liquidity ratio. The global financial crisis has […]
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