Tag: Loan

2015 is Halfway Over – Are You on Top of Your Debt?

2015 is Halfway Over – Are You on Top of Your Debt?

| June 29, 2015 | 0 Comments

Every year millions of American vow to resolve their debt and gain better control of their financial futures. Statistics show that credit card debt in 2015 averages to approximately $15,000 per household. Where on the scale do you compare? Now that we are halfway through with 2015, where do you stand in regards to paying […]

Continue Reading

Why Are Regulators Cracking Down on Hard Money Lenders?

Why Are Regulators Cracking Down on Hard Money Lenders?

| June 6, 2015 | 0 Comments

In the past year, regulators have started to crack down on hard money lenders. In September of last year, New York’s Department of Financial Services began an investigation into nine lenders on the charges of potential predatory lending practices. The state believes that many lenders do engage in legitimate activities; however, it and other regulators […]

Continue Reading

Five Bad Financial Decisions Low-Income Families Make

Five Bad Financial Decisions Low-Income Families Make

| April 14, 2015 | 0 Comments

Whether you rely on government assistance for help paying some bills or putting food on the table or your simply struggling to get by on a low-income, making your money last longer is important. When you don’t have a lot of money it’s easy to make mistakes with the money you do have. Here are […]

Continue Reading

6 Rules You Should Follow When Lending Money to Family to Avoid Getting Into Financial Problems 

6 Rules You Should Follow When Lending Money to Family to Avoid Getting Into Financial Problems 

| April 1, 2015 | 0 Comments

Having a weakness for family members and wanting the best for them can cause you to make financial decisions that you will regret later. A good percentage of the time when you give money to your family, you can count it as lost. This is because it is highly unlikely that you will take court […]

Continue Reading

How Installment Loans Affect Your Credit Score

How Installment Loans Affect Your Credit Score

| March 30, 2015 | 0 Comments

Are you considering taking out an installment loan but unsure of how it will affect your credit? Installment loans are a different form of credit, and unlike credit cards, your monthly payments do not vary. So you must do something extremely wrong with an installment loan to have an adverse effect on your credit. Most […]

Continue Reading

Top 4 Tips for Paying Off Installments on Loans

Top 4 Tips for Paying Off Installments on Loans

| February 28, 2015 | 0 Comments

View image | gettyimages.com When in need, installment loans tend to look very attractive. Once you can take out large amounts and then pay back over very long periods of time. But then, if you do not pay attention properly, then you could wreck your credit card and even end up paying more than you […]

Continue Reading

Take Control Of Your Finances: The Top Five Things People Go Into Debt For

Take Control Of Your Finances: The Top Five Things People Go Into Debt For

| October 16, 2014 | 0 Comments

Personal finances can be difficult, but you can be smart about avoiding debt with a major purchase. It’s important to know when it’s okay to spend, and when you should hold off and save more. The following are the five most common purchases that can create debt. A new house It has been said that […]

Continue Reading

Banks Loans Versus Credit Union Loans: Who Has the Advantage?

Banks Loans Versus Credit Union Loans: Who Has the Advantage?

| August 1, 2014 | 0 Comments

Consumers who are interested in loans clearly want the best rates, services, and overall experience possible from their lender. They have a decision to make: should they seek a loan with a bank or opt for CU lending with a local credit union? The answer to that question is complicated, and will in large part […]

Continue Reading

Don’t Be Afraid To Ask Questions Related To Your Personal Loans

Don’t Be Afraid To Ask Questions Related To Your Personal Loans

| June 19, 2014 | 0 Comments

People get excited to know that there are loan types, which can get them cash in a few hours. However, they have a lot of questions about it but they feel shy to ask them. Payday loans have been into existence for a several years now and have grabbed the attention of borrowers due to […]

Continue Reading