Tag: Interest rate
Understanding Prime Rate and How it Impacts your Savings
Economics can be a tough thing to figure out, especial to the lay person. How do things like the Fed, the interest rate for banks, the prime rate affect you, or even mean? It can be hard to make any sort of sense out of all this at all! We’ll here we plan to look […]
Fixed vs Variable Mortgage Rates
Your home mortgage choice goes beyond which lender to use. Mortgages come in different types and each kind has its own distinct set of advantages and disadvantages. One of the most common decisions you’ll have to make is whether you want a fixed or adjustable rate mortgage. While it’s easy to be lured to the […]
Tips for Choosing the Ideal Mortgage
Before we talk about the ideal mortgage, we need to find the ideal lender, not always an easy task. Ideal Lender If you are buying a bank-owned property (that’s PC speak for foreclosed home), the ideal lender is the selling bank. They will be more likely to forgive any shortcomings that might show up in […]
How Does a Used Car Loan Work?
When it comes time to buy a car, many people prefer to purchase a used vehicle because they can frequently get one for less money than a new one. Fortunately for them, there are a lot of used cars available thanks to the growing popularity of leases. A loan may still be necessary, and while […]
Want To Save Money On Your Credit Card Debts? Here’s How!
These days, credit card debt has become a way of life for many. More people have balances on credit cards today than ever before. Another staggering statistic is that most people spend too much money on their credit card debts! The truth is, there are tons of people out there that qualify for lower interest […]
Credit Card Balance Transfers
Everyone is aware of balance transfers when it comes to your credit cards, simply transferring your balance from one card to another may not save you as much money as you anticipate. The average American Carries a credit card debt of over $9000 and pays interest on that amount to the tune of approximately $1300 […]
5 Tips for Taking out a Personal Loan
Banks offer many types of personal loans, some are secured and others unsecured. These types of loans are generally used for more short-term and domestic needs. Personal loans are sometimes harder to be approved for and have more restrictions. If you are in need of a personal loan, I have listed a few things you […]
Can Personal Loans Improve Your Credit Score?
Personal loans sometimes have a bad reputation that they do not deserve, understanding them and even sometimes the benefits they have to offer will help us to get out of debt faster and with less hassle. Below are many ways in which a personal loan can actually help you improve your credit score! Help With […]
Saving Money By Consolidating Your Debts
If you have quite a number of debts to settle, one way to manage them is by rolling these loan amounts into one or by debt consolidation. This usually involves having a low-interest loan at fixed rate to lower the monthly payments. In this type of loan, an asset such as a property is used […]
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