Tag: Equifax
5 Tips to Quickly Improving Your Credit Score while Preparing for a Loan Application
Countless Americans have less-than-spectacular credit scores. The recent economic downturn, late payments on certain credit items and seasonal layoffs are just some examples of reasons why someone’s credit score may be lower than they would like. The good news is that there are ways to raise your credit score relatively quickly when applying for a […]
Important Tips for Negotiating your Mortgage Rate
Buying your first house can be exciting, but taking out a mortgage isn’t a decision to make lightly. You’ll be making monthly payments for an extended period of time – probably decades – and you also need to factor in interest rates and closing costs. In order to make sure you get the best possible […]
Five Things You Can Do to Improve Your Credit Report
Improving a credit report begins with understanding the factors that look good on a report and the potential problems that are dragging the credit rating down. It is not always necessary to take drastic measures to repair a credit report when a few simple steps can have a dramatic impact. Pay Bills on Time Roughly […]
Improve Your Mortgage Rate in 3 Simple Steps
With mortgages lasting for so many years, even a minor decrease in interest rate can go a long way, in saving huge bucks for you. So, it makes perfect sense for you to try to ensure the best mortgage rates for yourself before you apply for one. Consequently, below are three simple ways in which […]
3 Secured Credit Cards to Rebuild Your Credit
Secured credit cards are the option that shows lenders that you have learned the art of tackling those plastic cards in your wallet. Financial mistakes are quite common and we know that to “err is human“. You might have accidentally failed to pay the minimum balance or fell behind the utilities. But in every case, […]
How to Check Your Credit for Free
There is a great web site that will allow you to check your credit report for free with no gimmicks. This site is called http://www.creditkarma.com/. On the site you will be able to enter in some simple information securely and get your credit report online within seconds. It is not only free but it is […]
How to Fix Your Credit Report Yourself
You have seen the advertisements, by credit repair services, that they can erase your bad debt from your credit report. For a fee they can remove bankruptcies, judgments, liens, and bad loans from your credit file forever. Don’t believe these claims: they’re very likely signs of a scam. Attorneys at the nation’s consumer protection agency say they’ve […]
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