Tag: Debt
What’s the Difference? 5 Loan Types Broken Down
Do you need cash and aren’t sure which loan type is right for you? Have you seen an ad for a payday loan and are wondering what that is? Let’s take a look at a few different types of loans to see what they are and whether they may be useful to you at some […]
The Link Between Credit Strategies and Achieving your Financial Goals
Personal credit strategies are important for managing finances and getting out of the debt trap. Unfortunately, people gradually learn the strategies through the sorrowful trial and error process, which is at times costly enough. Here are a few tips that can be helpful in managing your personal credit so that you prevent yourself from getting […]
In Over Your Head: How Much Debt is Too Much?
Being in debt is relatively normal, but there comes a point when it becomes too much of a burden for your daily finances to survive. Thankfully, there are a few simple ways to find out if you’re in over your head. By looking at your debt-to-income ratio, evaluating your current budget, and analyzing your stress […]
5 Ways Parents Can Help Children Beat Debt
If a parent has children, he or she will want to help them out as much as possible. As parent’s, we want to raise our children to be responsible and successful adults. While this is not always easy, this is our responsibility as parents. Think about it, most parents would do anything for their children. […]
Five Bad Habits that Will Ruin Your Credit
People strive to get their credit score as high as possible in order to get the best deal on a loan. While it takes many years to get your score up into the mythical 800 range, it can only take a moment before your score drops dramatically. Below are five habits to avoid if you […]
The Irish Personal Insolvency Framework
Until very recently you had few options if you were resident in Ireland and struggling to repay your debts. You could become bankrupt, but that process would last for twelve years (so almost nobody did). It might have been possible to enter into a debt management plan to reduce your monthly repayments, but there was […]
Few Myths about Filing Bankruptcy
Many people feel that they cannot file bankruptcy as they may lose their jobs and many more. There are many myths in the mind of many people who are always worried of filing the bankruptcy. But this view is not at all true. The exact opposite of it is true. You don’t lose anything when […]
Five Things to Consider Before Purchasing on Credit
According to one statistic, as of November, 2013, Americans owe $856 billion in credit card debt. If you’re like many people, you’ve found yourself in a cycle of spending with credit. This can lead to poor credit ratings and debt. But by asking yourself the following questions, you can move away from a cycle of […]
Five Simple and Effective Ladder of Steps for Debt Management
The best way to handle debt is to manage it. You cannot run away from it and expect to live a peaceful life. There are several tips that can help as you try to manage debts in order to have freedom. In the next section, you will discover several things that you can do so […]
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