Tag: Creditor
How Installment Loans Affect Your Credit Score
Are you considering taking out an installment loan but unsure of how it will affect your credit? Installment loans are a different form of credit, and unlike credit cards, your monthly payments do not vary. So you must do something extremely wrong with an installment loan to have an adverse effect on your credit. Most […]
Consumer Proposals as an Alternative to Bankruptcy
Consumers who are facing significant debt often have few options other than declaring bankruptcy. While bankruptcy does offer certain benefits, it should generally be used as a last resort; consequences of bankruptcy can include the surrender of property, long-lasting negative credit ratings and more. Fortunately, Canadian bankruptcy laws offer a viable alternative in the form […]
Do Personal Loans Meet Any of Your Financial Demand
Personal Loans are a way to get money now that must be paid back into the future. Usually these kinds of Personal Loans are uncollateralized however they could be in the case of large amounts of money or an untrustworthy credit history. These loans are given based upon the debtor’s promise to pay back this […]
Successful Ways Of Picking And Finding The Right Mortgage Lender
Finding a mortgage lender is not always easy. You should start by checking the mortgage rates online but do not stop there. Choosing a mortgage lender must be founded on more than just affordable or lower rates. You can go for a number of quotes, following it up with a number of interviews and research […]
Important Tips for Negotiating your Mortgage Rate
Buying your first house can be exciting, but taking out a mortgage isn’t a decision to make lightly. You’ll be making monthly payments for an extended period of time – probably decades – and you also need to factor in interest rates and closing costs. In order to make sure you get the best possible […]
5 Ways To Achieve a Higher Credit Score
We all know how important it is to establish a strong credit rating, as this will enable you to apply for loans, car finance, credit cards and other financial services. Credit rating is essentially a score that goes from o to 1000 and is used by creditors to establish how credible and reliable you are. […]
What is a CVA and How Can it Help Your Business?
If the time ever comes where your company can’t meet it’s debts, a CVA (company voluntary arrangement proposal) could be the best option available to relieve pressure from creditors. If this sounds like something you could be interested in to relieve your debts, read on to learn more about CVA’s and how they can help […]
4 Steps to Claim a Mis-sold PPI
Payment protection insurance was designed to help people, who for different reasons cannot keep up with their monthly payments. Although this product is supposed to come as a breath of fresh air for those who have refund problems, it has been mis-sold to millions of people bringing them even more trouble. If you are one […]
What You Need to Know About Collateral Loans
If you are in need of cash and your credit may not be so good, a collateral loan may solve your problem. A collateral loan is just a loan where you pledge a valuable asset you have. You agree to give the asset to the money lender if you can’t pay back the debt as […]
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