Tag: Credit card
Should Parents Co-sign On Their Kids Credit Card?
Since February 2010, you had to be 21 to obtain a credit card unless they can prove you are financially independent, or you had to have a parent to co-sign and accept responsibility for payment. A child can also be authorized to use their parent’s credit card. Are your kids ready for a credit card? […]
Debt Snowball. What is it?
This term “Debt Snowball” what does it mean, does it refer to when Frosty the Snowman went over his credit limit? I don’t think so. Its a term made famous by financial guru Dave Ramsey. The way it works is first be current in all your debts. List all your debts from smallest to largest […]
How to: Get Rid of Credit Card Debt For Good
When you finally realize your in deep credit card debt is the time you know you need to do something, but what? What has caused you to wake up. Was it the worry and sleepless nights thinking your going to lose it all. Most American family’s are in credit card debt to the tune of between $2000 […]
The Smart Way To Use A Credit Card When You’ve Got Bad Credit
After you get help with your credit, you must make important changes and alter your negative spending behavior. Falling behind on payments and overspending is easy; recovering from this cycle and fixing bad credit is the hard part. It’s time to learn from past mistakes and start making smart decisions for the future. Managing money […]
Achieve Credit Card Debt Relief While Saving Money
Now days, credit card debt has become one of the most common financial obligations. Almost all individuals rely on credit card to meet daily routine expenses and fall into debt. According to the recent statistics of the U.S. Census Bureau, U.S. citizens have over $886 billion in credit card debt and the figure is […]
5 ways to increase your credit score
Do you know your credit score? If you don’t you need to find out. So much depends on a good credit score. The interest rate you pay on your credit cards is determined by your credit worthiness. If you apply for a mortgage or refinance the mortgage you have, the interest rate you receive depends […]
Welcome To SaveALittleMoney.Com
Welcome to a new website called SaveALittleMoney.com. Your thinking, right not another personal finance website. Well your right this is another personal finance website and why not. I believe that most Americans have a terrible lack of money knowledge. According to surveys, 50% of Americans do not save for retirement. They also do not save […]
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