Struggling to Make Ends Meet? 4 Tricks to Help You Cut Costs
Photo by Olu Eletu on Unsplash
No one likes the feeling of an empty wallet, but only a small percentage of people are actually willing to cut costs on their spending to keep their billfold nice and thick. If you’re one of them, here are four ways to save money on everyday expenses.
1. Ask for Deals and Discounts
You might be surprised at how often you can get a discount just by asking for one. For example, if you’ve been enjoying a “new customer” rate from your utility provider, you might be able to extend it just by calling them and making the request.
If you like to stock up on a particular brand of diapers, emailing the manufacturer can result in free coupons and samples being sent your way.
2. Cut the Cord
Netflix has more than 100 million subscribers. Brands like Hulu, DirecTV Now and Amazon Instant Video are also quite popular. TV networks are even joining the fray with digital streaming services like CBS All Access.
With so many streaming services available for your favorite shows and movies, you don’t really need the extra expense of cable. You can eliminate that bill from your monthly budget while still keeping up with Game of Thrones through HBO Go.
3. Get Your House in Working Order
This will require a certain financial investment up front, but it will pay off tenfold in the long run. Instead of constantly replacing pipe segments or applying raggedy patches to your appliances, go ahead and contact professional repairman, like one from C B Lucas Heating & Air Conditioning, to fix them properly.
This also applies to heaters, boilers, faucets, toilets and anything else that might be giving you trouble. Not only will you save money when you pay for one thorough repair instead of a thousand quick fixes, but you might even extend the longevity of your appliances with an expert touch.
4. Create a Grocery Budget
If you’ve ever despaired at the dollar amount that pops up on the register, this tip is for you. Creating a grocery budget before you leave the house can prevent you from overspending when you get to the store.
By making your list at home, you can also check to see if there are any coupons, promos, price slashes or digital store flyers that will let you save a few bucks on your next purchase.
These are just a few ways to cut back on your monthly bills. Remember, you don’t have to become a penny-pinching scrooge to save money. You just have to be willing to make changes to your everyday budget and lifestyle.
Category: Family Finances
