Pricey Insurance? Four Car Insurance Discounts You Might Be Eligible For
The cost of auto insurance can be quite pricey. However, if you feel like you’re paying too much for your car insurance, there are a variety of discounts that you may qualify for–some of which might be under your radar. Read on for more information about four types of car insurance discounts for which you might be eligible.
Discounts for Types of Vehicle Safety Equipment
Having your car equipped with certain types of safety features can mean big savings on your auto insurance. Common discounts are given for having airbags, running lights, anti-lock brakes, an anti-theft system, an alarm, and other types of protective equipment. By making your car safer to drive and safe from thieves, it makes the actual vehicle less of a liability. If you show the insurance company that you have made adjustments to improve the safety of the car, they could be willing to drop some of the rates because you have lowered the risk.
It Pays to Be Educated
If you’re a student, getting good grades might also help you save money on car insurance. Some companies offer a discount based on maintaining a high GPA. Even if you’re not in school, taking certain types of classes can help you save on insurance premiums. For example, look into discounts for a defensive driving course or other types of driver’s education. If you have strikes on your driving record for traffic tickets or accidents, you can improve the record and lower your rates by taking one of these courses online or at a nearby location. This can also be especially important if you are insuring a new driver on your policy.
Check Your History
Having a good driving history is often grounds for a steep discount. Not only does your driving history matter, but the history with the insurer itself can also save you money. This is especially true if you have more than one policy with the same insurance company, and if you insure more than one car under the same auto insurance policy. Also consider how often your drive your vehicle–driving less can lead to a big discount, so update this information regularly if your circumstances change. Even paying your bill online and going paperless might help you save money. You’ll have to go over your own history and policy, and approach an agent with questions about discounts. With a little help, you will be able to find some wiggle room that gives you a discount.
The Company You Keep
Look into discounts for various affiliations you might hold. For example, your college or university alumni group might offer an auto insurance discount with certain companies. Many employers also have relationships with specific insurers that can help you save money. Military, police, and educator discounts are also common. You can even get discounts with many companies for being a member of specific clubs, such as AAA. Do a little digging and find out if any of the organizations you belong to have ties with any insurance companies—you could be missing out on great discounts you didn’t realize you had access to.
By doing your research and talking to a good insurance agent, you can stand to save a substantial amount on your auto insurance with these four common types of discounts. It will take a little research, and you need to be willing to ask the right questions. But after a little investigation, you’ll likely find that there is some type of discount that applies to you. Even if this is a small amount, it will add up over time. Don’t pay more than you need to—look into possible insurance discounts today, and enjoy a lower bill tomorrow. The information for this article was provided by the professionals at Thomson Schindle Green Insurance and Financial Services, who provide auto insurance in Medicine Auto.
Category: Car Insurance
Comments (1)
Trackback URL | Comments RSS Feed
Sites That Link to this Post