How to Save on Everyday Purchases
You might not think about how much the little things cost, like that morning cup of coffee or afternoon smoothie. As a result, you spend so much on those little things every day that you don’t even realize how many thousands you’ve wasted until you check your year-end finances.
You don’t have to give up your favorite things to save money, though. Just follow these steps and you’ll have a fatter wallet at the end of the day.
Shop Around
The gas station down the street might be convenient, but not if the station next to your office sells gas for 10-20% less. Look around town for the best prices on things like gas, milk and cigarettes, or check an online comparison shopping tool. Don’t go out of your way just to find the cheapest price, but stick with lower-cost stores to see better savings over time. It might seem like a few dollars, but after a few months those few dollars turn into big savings.
Get a Loyalty Card
If you shop at the same places over again, why not get rewarded for it? Sign up for a loyalty card and gain access to great deals every time you shop. Some programs come with automatic discounts on purchases, while others offer special sales not available to other customers. Save even more by buying all your everyday items with one of these special discounts. You’ll save money and time making frequent trips to the store.
Clip Coupons
Coupons can be found in newspapers, magazines, and now you can get online coupons. However, many people still miss out on these savings because they don’t use them. Start clipping coupons and save more on the things you already buy. Keep coupons in a handy place so you always have them with you. Also, keep an eye on your loyalty program – they might send coupons right to your card, letting you save every time you swipe.
Do It Yourself
The convenience of store-bought or pre-made items doesn’t come for free, so a little inconvenience can save a lot of money. Instead of buying a breakfast sandwich and coffee every day, make it at home. You’ll enjoy a healthier breakfast, and over time you’ll save enough to finally buy those 1992 Mustang parts you’ve needed for so long. Don’t spend on household cleaners; learn how to make them yourself for just pennies per use.
Buy in Bulk
An iced tea and snack cake from a deli could cost $3-4; buying both items in bulk at a grocery store could cut that cost in half. Instead of giving up your favorite indulgences, satisfy them by buying the same items in larger quantities. Don’t buy a little bottle of water; buy a gallon and fill a cup. Not only will you save more money over time, but you won’t have to go without if you can’t make it to the store.
You might think you have to cut certain expenses to save money. By following the steps above, you can save money without making the sacrifice.
Category: Saving Money
