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Managing Money for Times Ahead
Personal liquidity is a measure of how much cash you can hold or easily access. If you have a large saving account, you are highly liquid. If your money is tied up in investments such as a house or a car, or you are paying off any mortgages, you have a low liquidity ratio. The global financial crisis has […]
Rewards For Good Grades: Right or Wrong
It’s getting to be that time of year for report cards to come out. Do you ever use money or rewards for good grades? Is it an effective way to encourage a good report card. On the flip side do you punish when grades are not where they should be? When I was young, my […]
Should Couples Have Separate or Joint Accounts
Back in Sept. I wrote a post concerning my views on a couple having separate or joint financial accounts. I stated that is what my wife and I had done and why. I always felt a little guilty that we were doing that. I was brought up that, for better or worse you combined your […]
Can I Withdraw Funds from a 401k Before Retirement?
If you are investing in a 401k you are doing a very smart thing. If your not why not? Many people do not invest in a 401k because they feel someday they made need the money. A 401k is a great way to save because the growth of your money is tax free until to […]
Do You Have To Be Married To Be On the Same Car Insurance?
If you are a married couple, insurance companies will allow both of you to be on the same car insurance policy. But if you are couple and unmarried can you be on the same car insurance? Auto insurance companies vary in their rules so it is best to call them individually to find out there […]
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