Investing
Three Advantages of a High Quality Savings Account
Congratulations on finally deciding to open up a savings account. Perhaps you’ve decided to tighten the belt a little, in order to see a long-time dream come true. Maybe you have a child that you want to have benefit from a college education and have decided to save up starting tomorrow, even if your child […]
Smart Ways for Students To Invest Money
For college students it seems very difficult to save and invest money. There is no easy way to invest money. But, if you start investing from an early age then it will help for your financial development over the years. There are ways to invest but before you start investing clear off all your debts. […]
Ignore the News, Focus on the Price
When you are trading in the Forex market, you must follow what the traders say – ‘Buy the rumor and sell the fact’. This saying is for all those people who watch the news and try to work out if the news will be beneficial to them or not. And, this saying means you should […]
Investing 101: Index Funds
If your thinking about getting into investing and want an easy way to get your feet wet why not try Index Funds. We all have the common problem of which of the 3000 plus mutual funds do we put are money in. You can search for the hot fund or the fund with the great […]
Prepaid College or 529 Savings Plan – Which is Best?
For the past 10 years I have been paying into a prepaid college plan. Every month I have been sending in $61.38. Saving for college for your children is a necessary expense I am glad to do. But I have thought if I have been doing it the best way. What are the options for saving for […]
How Does Bad News Affect your Financial Plans
Over the last decade the bad news has been coming fast and often. A period of quiet has been very hard to find. The last decade started with the 9-11 attacks which led to war. Followed by the housing market problems, the real estate bubble burst, and leading to the 2008 financial crisis. Even […]
Use Index Funds Unless You Have Highly Qualified Professionals Advising You
If you were to ask one of the most highly successful investment officers where to invest, what would you expect the answer to be. I would expect to hear about a hot stock or a long-term high flyer. But I would be wrong. David Swensen who runs Yale University’s $19.4 Billion endowment says, “Either be […]
Can I Withdraw Funds from a 401k Before Retirement?
If you are investing in a 401k you are doing a very smart thing. If your not why not? Many people do not invest in a 401k because they feel someday they made need the money. A 401k is a great way to save because the growth of your money is tax free until to […]
Should You Move Your UGMA/UTMA Accounts to a 529 College Savings Plans
“The biggest reason is tax savings.” says John Wiggins of WhatIsA529Plan.com, “All the earnings from investments in a 529-plan account are tax exempt, while only a portion of the earnings in a UGMA or UTMA account are tax exempt.”Both UGMA and UTMA accounts, together generally referred to as UGMA accounts because they’re so similar, […]
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