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Understand Your Credit Cards Before Seeking Debt Help

Understand Your Credit Cards Before Seeking Debt Help

| October 19, 2012 | 4 Comments

Generally you will find that there is more credit card debt help available than is actually needed. Just flip through the newspaper and you would be surprised by the number of advertisements related to credit card debt help. Every now and then, there are articles on credit card debt and credit card debt help. Television […]

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What Do You Mean by a Secured Credit Card?

What Do You Mean by a Secured Credit Card?

| October 8, 2012 | 2 Comments

Secured credit cards are another very popular breed of credit cards. Secured credit cards, as their name suggests, are secured. Well, they are secured for the credit card supplier, really. Secured credit cards require you to open an account with the credit card supplier and maintain some cash balance in that account. This cash balance […]

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7 Must-Do Tips for Credit Card Safety

7 Must-Do Tips for Credit Card Safety

| September 6, 2012 | 6 Comments

Credit cards are really helpful when you want to shop either physically or online. The reason behind this is the fact that you don’t need to stuff your wallet/purse with a good amount of cash while going to shop and you can easily use your credit card to shop as much as you want. However, […]

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5 Myths About Credit Reports

5 Myths About Credit Reports

| August 22, 2012 | 4 Comments

Many people think they already know too much about their credit reports. It is surprising that most of the time, there are myths about credit records that are taken as truths by some individuals. Unfortunately, some of those myths may bring about devastating consequences. Here are the top five misconceptions about credit reports that should […]

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The Smart Way To Use A Credit Card When You’ve Got Bad Credit

The Smart Way To Use A Credit Card When You’ve Got Bad Credit

| July 10, 2012 | 0 Comments

After you get help with your credit, you must make important changes and alter your negative spending behavior. Falling behind on payments and overspending is easy; recovering from this cycle and fixing bad credit is the hard part. It’s time to learn from past mistakes and start making smart decisions for the future. Managing money […]

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Achieve Credit Card Debt Relief While Saving Money

Achieve Credit Card Debt Relief While Saving Money

| July 4, 2012 | 4 Comments

  Now days, credit card debt has become one of the most common financial obligations. Almost all individuals rely on credit card to meet daily routine expenses and fall into debt. According to the recent statistics of the U.S. Census Bureau, U.S. citizens have over $886 billion in credit card debt and the figure is […]

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5 ways to increase your credit score

5 ways to increase your credit score

| June 21, 2012 | 2 Comments

Do you know your credit score? If you don’t you need to find out. So much depends on a good credit score. The interest rate you pay on your credit cards is determined by your credit worthiness. If you apply for a mortgage or refinance the mortgage you have, the interest rate you receive depends […]

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