Budget
Budgeting Tips for Those Needing to Save Instead of Spend
Budgeting can be daunting, especially for young adults just starting in the workforce. Spending money on things you want now can be tempting, but saving for the future is crucial for financial stability. In this blog post, we will discuss some budgeting tips for those needing to save instead of spending so you can start […]
Why You Can’t Stick To A Budget
Your budget should be working for you instead of you working for your budget. Most of us who live from wage to wage often rely on and become dependent on creating budgets to make it through to the next month debt free. Unfortunately, for some, it can be a struggle to keep up with the […]
Tips for Finding Quality Buys While Sticking to Your Budget
Shopping is fun, and the more you do it, the more you want to do it. When you shop, neurochemicals like dopamine are produced to reward you, encouraging you to repeat the experience. That’s not necessarily bad; however, shopping can eat at your bank account quickly if you’re not careful. You can’t spend part of […]
Springtime Planning: How Smart Families Set Their Vacation Finances
Family vacations can cost quite a bit, depending on the destination and activities. Many families start planning well in advance of the trip to ensure they have adequate funds for an enjoyable getaway. Here are some effective options to fund your next exciting family vacation. Savings Account If you don’t already have a long-term savings […]
How to Get Rid of Unnecessary Expenses in Your Life
Many people want to avoid spending money when they don’t have to. This makes sense because you can then use that money in more effective ways to make things easier for you. Some people struggle to think of ways to cut unnecessary expenses, so apply these three tips to help you accomplish that. Budget First, […]
Don’t Let Money Run Your Life
How Much Are You Spending & on What? Before you do anything else, it’s important to look at your finances and spending habits. How much are you spending, and on what? Whether you’re writing this down on paper or building a spreadsheet, make sure you account for the big expenses as well as the small. […]
3 Tricks that Can Help Reduce Your Financial Frivolity
Most of us misspend our funds occasionally, sometimes on frivolous or spontaneous purchases. However, if you find yourself falling deeper into debt with your monthly budget in growing disarray, it’s time to get serious about your finances. Here are a few ways that you can get a handle on your bad spending habits. Use Cash […]
Rules of Thumb for Creating a Budget
No government can ever cope without a budget. No business can function without a budget. No professional organization or non-profit could exist without a budget. So why should a family be any different? There are so many ways in which having a budget and a getting the entire family to sign up to it will […]
How Budgeting is like Preparing for the Holidays
While many quip that the holidays are “the most wonderful time of the year,” they can be a source of immense stress. That’s why it is important to begin preparations early and make a plan for all items that need to be accomplished—from choosing the right presents down to the color of the frosting used […]
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