Archive for March, 2014
The Link Between Credit Strategies and Achieving your Financial Goals
Personal credit strategies are important for managing finances and getting out of the debt trap. Unfortunately, people gradually learn the strategies through the sorrowful trial and error process, which is at times costly enough. Here are a few tips that can be helpful in managing your personal credit so that you prevent yourself from getting […]
An Empty Wallet: A College Student’s Guide to Living On a Budget
For students, college life often seems impossible to manage. These individuals must focus upon their education yet find time to earn money. Financial aid doesn’t always cover a students expenses, and parents can’t always afford the costs. Unfortunately, this leaves students to work and study hard every waking moment. Money shortfalls hurt college students in […]
Benefits and Risks of a Reverse Mortgage
In the year 2012, there were 9500 Americans who turned 62 [source: U.S. Census Bureau]. These retirees quit their jobs or were let go because of the poor economy. They now are finding themselves with no income and only a small pension. They have to face high living expenses and rising health costs. The costs of […]
Golden Rules for a Golden Age
I recently visited my grandparents and it was a cold, miserable day. Their house wasn’t particularly warm but when I asked I got the usual “it’s fine for us”. It worried me that they weren’t keeping warm enough. They’re getting on a bit now so they are more vulnerable. I had a chat with my […]
Working Criteria Of Commercial Vehicle Loans
There are so many businesses of different types and sizes available all over the globe that serves different purposes. These businesses may be in a great need of financing at any instant of time due to any reason, then what to do in these situations. There may be the presence of situations in which they […]
Financial Check List for Tenants
Moving out of home for the first time can be a little daunting. You think ‘I earn £850 per month now, and rent is only £450, so I can afford to rent easily,’ but you won’t necessarily know what other costs are involved in a) the moving out process, or b) the monthly outgoings. Additionally, […]
Save Money by Cleaning Your Furniture for the Future
By keeping your furniture cleaner for longer it will not only make your home look more attractive but you will also improve the longevity of the furniture’s fabric. Whilst you may be thinking that cleaning every piece of furniture in the house may seem a rather daunting challenge, it doesn’t have to be a hassle. […]
In Over Your Head: How Much Debt is Too Much?
Being in debt is relatively normal, but there comes a point when it becomes too much of a burden for your daily finances to survive. Thankfully, there are a few simple ways to find out if you’re in over your head. By looking at your debt-to-income ratio, evaluating your current budget, and analyzing your stress […]
How To Bring In More Money When Work Is Slow
In tough economic times, it can be difficult to maintain a steady income throughout the year and stay on top of the bills. Whether owning your own business or working on call, it can often be difficult to get all of the expenses paid throughout the month. To stay afloat, there are a few practical […]
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