Archive for September, 2013
Funding University Fees
The rising cost of student loans and university fees means that it’s now more expensive than ever before to attend higher education establishments the in UK; today’s students have to pay around £9,000 on average for tuition fees, even before adding on the cost of accommodation and living. With this in mind, what are some […]
Some Key Concepts of the Forex Trade
The investment market witnesses participation of a variety of people, and these people invest in a range of markets. There are the real estate market, currency trade, stock market and so forth. Due to the Internet’s all encompassing nature, these markets have become more accessible than before, and out of the various types of investment […]
How to Spend Wisely and Save on Wireless Home Theater
It is elegant. It is trendsetting. A lot of people are now dying to replace their outdated home theater system with it. And now, you are considering the idea of joining the league. Why not? Wireless home theater means getting rid of those undesirable cables sprawling all over your place like jungle vines. How much […]
How to Make the Moving Process More Economical
Moving to a new home requires hard work and planning. A concern for many families is the overall cost of the move. Expenses for supplies, renting equipment or hiring professionals can grow out of control very quickly. Fortunately, moving does not have to be an expensive experience. Several tips will help to make the moving […]
Are You Getting the Tax Rebate You Deserve?
Tax rebates can be wonderful things. Waking up to a letter which promises you an unexpected sum of money is sure to put a smile on anyone’s face. But what if you never get to experience this pleasant feeling? There are many people out there who aren’t getting the tax rebates they deserve, through no […]
Your Options for Rescuing a Failing Business
It’s no secret that a lot of businesses are struggling to keep their heads above water in today’s economic climate, and sadly many smaller companies (and even some larger ones) are being forced into administration. For any businesses owner, the prospect of this is an emotionally and financially stressful thing to deal with, but what do you do if your business is close to going under? The good news is there are a few options that might just be able to save your company. Cut costs where possible The first and most obvious step you need to take is to reduce expenditure wherever possible. Hopefully, you’ll already have begun to instigate this, but if not, now is the time to start. The harsh reality is that you may need to reduce the size of your workforce, and let go of employees who aren’t crucial players in the company’s future. If you’re not yet at the stage where administration is inevitable but things just aren’t going great, then after reducing the size of your workforce you should think about relocating to smaller, cheaper offices in order to save money. Company Voluntary Arrangements (CVAs) A company voluntary arrangement allows a failing business’ directors to stay in control whilst paying off their creditors over a period of time. In order for a CVA to work, the directors must be completely committed to saving the business, and must already be taking drastic steps to cut costs. They must also have a realistic projection of potential future sales and have developed a daily cash flow model. With the help of a Licensed Insolvency Practitioner, the business’ directors and their creditors will come to an agreement regarding the rate and timescale for debt repayments. ‘Hibernate’ the business If you feel like you have no other option, you could always put your business into hibernation and give it a new lease of life when economic times are better. This isn’t likely to be an option for any business owner who’s in deep trouble, but if your business just isn’t profitable anymore, then this could be a good idea. Storing physical assets and biding your time in another job for a year or two could prove successful. It’s likely that some of your competitors will have gone into administration in the time you’ve been away, so when your business reboots you’ll have a better chance of survival.
How Writing Checks Can Save You Money and Financial Trouble
One of the most common questions asked by people today is can writing checks really save you money? The answer is yes, it can, and it’s important that you realize this. It’s true that many people use credit and debit cards, and there are also lots of people who use the Internet to pay for […]
What is the Importance of Weight Loss and Diet Program for Everyone?
When talking about weight loss, there will be tons of answers and advices out there to help people lose weight as fast as possible. However, when talking about being fit and healthy while losing weight, the confusion goes on. It is not that easy to choose a diet program that will ensure fitness and health […]
Who Will Buy My Annuity?
An annuity is paid in continuous payouts which are meant to provide a steady income and help towards the cost of bills and living expenses. However, life is not always this straightforward and circumstances arise when you may need to sell your annuity. Some may need the money to pay off debt, while others simply […]
Follow Us!