Archive for July, 2012
PerkStreet Financial Review – 2% Cash Back Debit Card with Free Checking
It”s tough these days to get a debit card with decent cash back. Many credit cards have great cash back reward programs but try to find that in a debit card. I try to avoid using a credit card usually. I would like to find a debit card that will satisfy the reward need. I […]
Rewards For Good Grades: Right or Wrong
It’s getting to be that time of year for report cards to come out. Do you ever use money or rewards for good grades? Is it an effective way to encourage a good report card. On the flip side do you punish when grades are not where they should be? When I was young, my […]
It’s Not Your Fault You’re Poor, It Is Your Fault You’re Not Rich
Human Beings are irrational creatures. We can get ourselves in trouble at the drop of a hat if we stop paying attention. So as with our money, most of the population stinks at being financially successful. I propose, we are wired to fail. Traditional economics teaches that humans are rational people who make decisions in […]
Debt Snowball. What is it?
This term “Debt Snowball” what does it mean, does it refer to when Frosty the Snowman went over his credit limit? I don’t think so. Its a term made famous by financial guru Dave Ramsey. The way it works is first be current in all your debts. List all your debts from smallest to largest […]
Franchise Clique is Helping Entrepreneurs Find Money Making Opportunities
If your goal for 2012 is to open your own business, getting started is the hardest part. Choosing franchises or established businesses both take financing and business knowledge. Looking for that new business has been made easy by the people at Franchise Clique. Their website contains a large directoryof all the best franchise opportunities. Their easy to navigate […]
College Loan Defaults Increasing
There’s an interesting article, over at Yahoo.com, about graduates not paying their student loans. Figures from the U.S. Department of Education shows 7 percent of borrowers of federal student loans defaulted within two years of graduation, up 6.7 percent from the previous year and 5.2 percent the year before that. Here we have the perfect storm of easy […]
How to: Get Rid of Credit Card Debt For Good
When you finally realize your in deep credit card debt is the time you know you need to do something, but what? What has caused you to wake up. Was it the worry and sleepless nights thinking your going to lose it all. Most American family’s are in credit card debt to the tune of between $2000 […]
Teach Your Kids About Work and Money
Teaching your kids to work and having a work ethic is not easy. We had 6 kids in the house at one time. Giving them all chores to do was a time consuming task. Some did there chores well and when they were supposed to and some didn’t. It was a job to keep on […]
Falling Behind On Student Loans? There are Options
(Photo credit: Occupy* Posters) The Consumer Financial Protection Bureau has partnered with the U.S. Department of Education to release a new web tool for borrowers who have fallen behind on their student loan payments. The tool should help borrowers learn about their options. It’s never a good idea to just ignore the problem. Student loan […]
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